# Hedera Hashgraph to USD Coin (HBAR to USDC) — no-KYC swap on GhostSwap > Send Hedera Hashgraph (HBAR) on Hedera and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange. Most HBAR to USDC swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/hbar-usdc/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Hedera Hashgraph (HBAR), Hedera | | You receive | USD Coin (USDC), ERC-20 token on Ethereum | | Your USDC address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit Memo | If the deposit screen shows a Memo for your HBAR, include it exactly. | | Deposit network fee | Paid in HBAR by your wallet | | Deposit confirmation | A few seconds on Hedera | | USDC payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 5–15 minutes until your USDC is sent | | Reference rate | 1 HBAR ≈ 0.104582 USDC · 1 USDC ≈ 9.5618 HBAR (market prices, 2 Oct 2026) | | Limits | The exact minimum and maximum HBAR amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; HBAR on HashScan; USDC on Etherscan | | Reverse swap | [USDC to HBAR](https://ghostswap.io/exchange/usdc-hbar/) | ## How to swap HBAR to USDC 1. Open https://ghostswap.io/exchange/hbar-usdc/ and enter the amount of HBAR to send. 2. Paste the USDC address that should receive the coins. 3. Enter the HBAR address you are sending from, then confirm. 4. Send the HBAR to the one-time deposit address shown. 5. Receive USDC in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap HBAR to USDC on GhostSwap? Most HBAR to USDC swaps are paid out within 5–15 minutes: the HBAR deposit needs a few seconds to confirm on Hedera, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes. ### How much is 1 HBAR in USDC? 1 HBAR is worth about 0.104582 USDC at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The rate floats with the market until your HBAR deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange HBAR to USDC? No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDC, send HBAR from your own wallet, and the USDC goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Hedera Hashgraph to USD Coin? The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Hedera network fee for your deposit is paid in HBAR by your wallet. ### What wallet should I use to receive USDC? To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the USDC address? Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins. ### Can I track my HBAR to USDC swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your HBAR payment on HashScan (https://hashscan.io) and your incoming USDC on Etherscan (https://etherscan.io). ### Is it safe to exchange HBAR for USDC on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your HBAR deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed. ### Why swap HBAR to USDC? Converting Hedera Hashgraph to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my HBAR to USDC exchange fails? If a swap cannot be completed, the HBAR is refunded to the Hedera address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDC to HBAR](https://ghostswap.io/exchange/usdc-hbar/) ([Markdown](https://ghostswap.io/exchange/usdc-hbar.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)