# STEPN to Ripple USD (GMT to RLUSD) — no-KYC swap on GhostSwap

> Send STEPN (GMT, an SPL token on Solana) and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into RLUSD locks in a dollar value without selling on a centralized exchange. Most GMT to RLUSD swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/gmt-rlusd/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | STEPN (GMT), SPL token on Solana |
| You receive | Ripple USD (RLUSD), ERC-20 token on Ethereum |
| Your RLUSD address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit network fee | Paid in SOL, so keep a little SOL next to your GMT |
| Deposit confirmation | Under a minute on Solana |
| RLUSD payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 5–15 minutes until your RLUSD is sent |
| Limits | The exact minimum and maximum GMT amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; GMT on Solscan; RLUSD on Etherscan |
| Reverse swap | [RLUSD to GMT](https://ghostswap.io/exchange/rlusd-gmt/) |

## How to swap GMT to RLUSD

1. Open https://ghostswap.io/exchange/gmt-rlusd/ and enter the amount of GMT to send.
2. Paste the RLUSD address that should receive the coins.
3. Enter the GMT address you are sending from, then confirm.
4. Send the GMT to the one-time deposit address shown.
5. Receive RLUSD in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap GMT to RLUSD on GhostSwap?

Most GMT to RLUSD swaps are paid out within 5–15 minutes: the GMT deposit needs under a minute to confirm on Solana, then the RLUSD is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange GMT to RLUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send GMT from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting STEPN to Ripple USD?

The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, your wallet needs a little SOL to pay the Solana network fee for sending GMT.

### What wallet should I use to receive RLUSD?

To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the RLUSD address?

Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.

### Can I track my GMT to RLUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your GMT payment on Solscan (https://solscan.io) and your incoming RLUSD on Etherscan (https://etherscan.io).

### Is it safe to exchange GMT for RLUSD on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your GMT deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

### Why swap GMT to RLUSD?

Converting STEPN to Ripple USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

### What happens if my GMT to RLUSD exchange fails?

If a swap cannot be completed, the GMT is refunded to the Solana address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: RLUSD to GMT](https://ghostswap.io/exchange/rlusd-gmt/) ([Markdown](https://ghostswap.io/exchange/rlusd-gmt.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)