# First Digital USD to NEAR Protocol (FDUSD to NEAR): no-KYC swap on GhostSwap > Send First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) and receive NEAR Protocol (NEAR) on NEAR in your own wallet, with no account and no KYC. It turns a dollar balance into NEAR Protocol in one step. Most FDUSD to NEAR swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/fdusd-nearmainnet/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | First Digital USD (FDUSD), BEP-20 token on BNB Smart Chain | | You receive | NEAR Protocol (NEAR), NEAR | | Your NEAR address | NEAR address that is a named account such as alice.near or 64 hexadecimal characters. Wallets: Meteor, HOT Wallet or MyNearWallet | | Deposit network fee | Paid in BNB, so keep a little BNB next to your FDUSD | | Deposit confirmation | Under a minute on BNB Smart Chain | | NEAR payout | Sent to your address as soon as the swap completes; NEAR confirms it in a few seconds | | Typical swap time | 5–15 minutes until your NEAR is sent | | Reference rate | 1 FDUSD ≈ 0.172043 NEAR · 1 NEAR ≈ 5.8125 FDUSD (market prices, 11 Oct 2026) | | Limits | The exact minimum and maximum FDUSD amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; FDUSD on BscScan; NEAR on NearBlocks | | Reverse swap | [NEAR to FDUSD](https://ghostswap.io/exchange/nearmainnet-fdusd/) | ## How to swap FDUSD to NEAR 1. Open https://ghostswap.io/exchange/fdusd-nearmainnet/ and enter the amount of FDUSD to send. 2. Paste the NEAR address that should receive the coins. 3. Enter the FDUSD address you are sending from, then confirm. 4. Send the FDUSD to the one-time deposit address shown. 5. Receive NEAR in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap FDUSD to NEAR on GhostSwap? Most FDUSD to NEAR swaps are paid out within 5–15 minutes: the FDUSD deposit needs under a minute to confirm on BNB Smart Chain, then the NEAR is sent to your wallet, and NEAR confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 FDUSD in NEAR? 1 FDUSD is worth about 0.172043 NEAR at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the NEAR network fee. The rate floats with the market until your FDUSD deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange FDUSD to NEAR? No. GhostSwap has no accounts: you paste the NEAR address that should receive the NEAR, send FDUSD from your own wallet, and the NEAR goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting First Digital USD to NEAR Protocol? The GhostSwap fee is already included in the rate in the exchange box, so the NEAR amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending FDUSD. ### What wallet should I use to receive NEAR? To receive NEAR Protocol from your swap, we recommend using Meteor, HOT Wallet or MyNearWallet. Make sure your wallet supports the NEAR network before starting the exchange. Double-check your NEAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the NEAR address? Use a NEAR address: it is a named account such as alice.near or 64 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. ### Can I track my FDUSD to NEAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your FDUSD payment on BscScan (https://bscscan.com) and your incoming NEAR on NearBlocks (https://nearblocks.io). ### Is it safe to exchange FDUSD for NEAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your FDUSD deposit is converted and the NEAR is sent straight to the NEAR address you enter, so check that address twice, NEAR transfers cannot be reversed. ### Why swap FDUSD to NEAR? Converting First Digital USD to NEAR Protocol moves dollar-pegged funds into NEAR Protocol. NEAR Protocol is a token on BNB Smart Chain. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC. ### What happens if my FDUSD to NEAR exchange fails? If a swap cannot be completed, the FDUSD is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: NEAR to FDUSD](https://ghostswap.io/exchange/nearmainnet-fdusd/) ([Markdown](https://ghostswap.io/exchange/nearmainnet-fdusd.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)