# Ethereum to Stellar (ETH to XLM) — no-KYC swap on GhostSwap

> Send Ethereum (ETH) and receive Stellar (XLM) in your own wallet, with no account and no KYC. It is a cross-chain swap from Ethereum to Stellar, with no bridge and no wrapped tokens. Most ETH to XLM swaps are paid out within 10–25 minutes.

Swap page: https://ghostswap.io/exchange/eth-xlm/
Updated: 2026-10-04

## At a glance

| | |
|---|---|
| You send | Ethereum (ETH) |
| You receive | Stellar (XLM) |
| Your XLM address | Stellar address that starts with G and is 56 characters long. Wallets: Lobstr or Freighter |
| Memo.ID | Only needed when the XLM goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in ETH by your wallet |
| Deposit confirmation | About 2–5 minutes on Ethereum |
| XLM payout | Sent to your address as soon as the swap completes; Stellar confirms it in a few seconds |
| Typical swap time | 10–25 minutes until your XLM is sent |
| Reference rate | 1 ETH ≈ 12,472.18 XLM · 1 XLM ≈ 0.0000801784 ETH (market prices, 4 Oct 2026) |
| Limits | Minimum about 0.012 ETH. The exact minimum and maximum ETH amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; ETH on Etherscan; XLM on StellarExpert |
| Reverse swap | [XLM to ETH](https://ghostswap.io/exchange/xlm-eth/) |

## How much XLM you get (quoted 4 Oct 2026, 05:47 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.05 ETH | 614.5336 XLM |
| 0.2 ETH | 2,463.98 XLM |
| 0.5 ETH | 6,162.23 XLM |
| 1 ETH | 12,324.43 XLM |

## How to swap ETH to XLM

1. Open https://ghostswap.io/exchange/eth-xlm/ and enter the amount of ETH to send.
2. Paste the XLM address that should receive the coins (and a Memo.ID only if that address needs one).
3. Enter the ETH address you are sending from, then confirm.
4. Send the ETH to the one-time deposit address shown.
5. Receive XLM in your wallet and follow the status page with your swap ID.

## Ether to Stellar Lumens: the coin behind every Stellar account

ETH to XLM swaps Ether into Stellar Lumens, the native coin that pays fees and reserves on Stellar. Stellar is built for payments and issued assets: wallets such as Lobstr and Freighter can hold tokens like USDC next to XLM. Unlike an ERC-20 token, which any 0x address can receive without setup, an issued asset on Stellar needs a trustline first, and each trustline raises the amount of XLM the account must keep. So XLM is the first thing any Stellar wallet needs.

The ETH deposit confirms in about 2 to 5 minutes and Stellar closes a ledger about every 5 seconds, so most swaps finish in 10 to 25 minutes. Stellar fees are paid in XLM and are very small per transaction. Your ETH must be on Ethereum mainnet; if it sits on Base, Arbitrum or BNB Smart Chain, pick that coin in the exchange box instead.

### Tips

- Paste the 56-character Stellar address that starts with G, copied from Lobstr or Freighter.
- Receiving into an exchange account? Put the memo it gives you in the memo field; personal wallets leave it empty.
- Send ETH from your own wallet and enter its 0x address as the sender address, so a refund returns there.

### Can I swap ETH to XLM without creating an account?

Yes. There is no account, email or ID on a standard swap. Paste your G address, add a memo only for an exchange, check the floating rate shown and send the ETH; refunds go to your Ethereum sender address.

### Does XLM need a trustline?

No. XLM is Stellar's native coin, so a G address can receive it without any setup. Trustlines are only needed for issued assets such as USDC on Stellar, and each one locks 0.5 XLM on top of the account's 1 XLM minimum balance.

## FAQ

### How long does it take to swap ETH to XLM on GhostSwap?

Most ETH to XLM swaps are paid out within 10–25 minutes: the ETH deposit needs about 2–5 minutes to confirm on Ethereum, then the XLM is sent to your wallet, and Stellar confirms the payout in a few seconds.

### How much is 1 ETH in XLM?

At 4 Oct 2026, 05:47 UTC, 1 ETH swapped to about 12,324.43 XLM on GhostSwap, after the service fee. The minimum for this pair is about 0.012 ETH. The Ethereum network fee for sending the ETH is paid separately, in ETH. The rate floats with the market until your ETH deposit confirms.

### Can I send ETH straight to my XLM address?

No. ETH moves on Ethereum and XLM on Stellar, so ETH can only be sent to an Ethereum address. To swap, send the ETH to the one-time deposit address GhostSwap shows, and the XLM is paid to the Stellar address you enter, with no bridge or wrapped token.

### Do I need KYC or an account to exchange ETH to XLM?

No. GhostSwap has no accounts: you paste the Stellar address that should receive the XLM, send ETH from your own wallet, and the XLM goes straight to that address. No email, phone number or ID upload.

### What wallet and address do I need to receive XLM?

Use a Stellar address from a wallet you control, such as Lobstr or Freighter. The address starts with G and is 56 characters long. A Memo.ID is only needed if the XLM goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XLM is sent straight to the address you enter.

### What happens if my ETH to XLM exchange fails?

If a swap cannot be completed, the ETH is refunded to the Ethereum address you entered as the sender address.

## Related

- [Reverse: XLM to ETH](https://ghostswap.io/exchange/xlm-eth/) ([Markdown](https://ghostswap.io/exchange/xlm-eth.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)