# Polkadot to XRP (DOT to XRP): no-KYC swap on GhostSwap > Send Polkadot (DOT) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Polkadot to XRP Ledger, with no bridge and no wrapped tokens. Most DOT to XRP swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/dot-xrp/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | Polkadot (DOT) | | You receive | XRP (XRP), XRP Ledger | | Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger | | Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in DOT by your wallet | | Deposit confirmation | Under a minute on Polkadot | | XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds | | Typical swap time | 5–15 minutes until your XRP is sent | | Reference rate | 1 DOT ≈ 0.785714 XRP · 1 XRP ≈ 1.2727 DOT (market prices, 8 Oct 2026) | | Limits | Minimum about 28 DOT. The exact minimum and maximum DOT amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; DOT on Subscan; XRP on XRPSCAN | | Reverse swap | [XRP to DOT](https://ghostswap.io/exchange/xrp-dot/) | ## How much XRP you get (quoted 8 Oct 2026, 12:57 UTC, after all fees) | You send | You receive | |---|---| | 100 DOT | 77.6403 XRP | | 500 DOT | 388.7559 XRP | | 2500 DOT | 1,943.83 XRP | ## How to swap DOT to XRP 1. Open https://ghostswap.io/exchange/dot-xrp/ and enter the amount of DOT to send. 2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one). 3. Enter the DOT address you are sending from, then confirm. 4. Send the DOT to the one-time deposit address shown. 5. Receive XRP in your wallet and follow the status page with your swap ID. ## Polkadot to XRP: Asset Hub deposit, Destination Tag payout DOT to XRP moves value from Polkadot, where DOT is used for staking and OpenGov voting, to the XRP Ledger, a payments network whose ledgers close every 3 to 5 seconds. People use it to pay someone who takes XRP, to fund an exchange account, or to rebalance. The XRP goes to the r-address you enter, with no account. Send the DOT from Polkadot Asset Hub, where DOT balances have been held since the 4 November 2025 migration; your address did not change. The deposit is credited in under a minute. On the XRP Ledger a payment is final once the ledger that includes it closes, so the payout settles within seconds of being sent. ### Tips - XRP addresses start with r and come from wallets such as Xaman or a Ledger. Paying into an exchange account? Enter the Destination Tag it gives you in the tag field, or the exchange may not be able to credit the XRP to you. - A new, empty XRP address is activated by its first payment, which must cover the network's base reserve. That reserve then stays locked in the account; a normal swap amount is well above it. - Send DOT from your own Nova Wallet, Talisman or SubWallet account and enter that address (starting with 1) as the refund address. ### Can I swap DOT to XRP without an account? Yes. No account, email or ID is needed for a standard swap. Paste your XRP address, add a Destination Tag only if an exchange gave you one, check the floating rate and send the DOT. ### Do I need a Destination Tag for my own wallet? No. Xaman, a Ledger and other personal XRP wallets do not use one. A tag is only needed when the r-address belongs to an exchange or custodial service that shares one address between many users. ## FAQ ### How long does it take to swap DOT to XRP on GhostSwap? Most DOT to XRP swaps are paid out within 5–15 minutes: the DOT deposit needs under a minute to confirm on Polkadot, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 DOT in XRP? 1 DOT is worth about 0.785714 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The minimum for this pair is about 28 DOT. The rate floats with the market until your DOT deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Polkadot to XRP? The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Polkadot network fee for your deposit is paid in DOT by your wallet. ### What wallet should I use to receive XRP? To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the XRP address? Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand. ### Do I need a Destination Tag to receive XRP? Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one. ### Can I track my DOT to XRP swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your DOT payment on Subscan (https://polkadot.subscan.io) and your incoming XRP on XRPSCAN (https://xrpscan.com). ### Is it safe to exchange DOT for XRP on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your DOT deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed. ### How does a cross-chain DOT to XRP swap work? Polkadot lives on Polkadot and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your DOT on Polkadot and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees. ### What happens if my DOT to XRP exchange fails? If a swap cannot be completed, the DOT is refunded to the Polkadot address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XRP to DOT](https://ghostswap.io/exchange/xrp-dot/) ([Markdown](https://ghostswap.io/exchange/xrp-dot.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)