# Polkadot to First Digital USD (DOT to FDUSD): no-KYC swap on GhostSwap > Send Polkadot (DOT) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into FDUSD locks in a dollar value without selling on a centralized exchange. Most DOT to FDUSD swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/dot-fdusd/ Updated: 2026-10-08 ## At a glance | | | |---|---| | You send | Polkadot (DOT) | | You receive | First Digital USD (FDUSD), BEP-20 token on BNB Smart Chain | | Your FDUSD address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in DOT by your wallet | | Deposit confirmation | Under a minute on Polkadot | | FDUSD payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 5–15 minutes until your FDUSD is sent | | Reference rate | 1 DOT ≈ 1.1031 FDUSD · 1 FDUSD ≈ 0.906568 DOT (market prices, 8 Oct 2026) | | Limits | Minimum about 28 DOT. The exact minimum and maximum DOT amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; DOT on Subscan; FDUSD on BscScan | | Reverse swap | [FDUSD to DOT](https://ghostswap.io/exchange/fdusd-dot/) | ## How much FDUSD you get (quoted 8 Oct 2026, 12:56 UTC, after all fees) | You send | You receive | |---|---| | 100 DOT | 108.6784 FDUSD | | 500 DOT | 544.9486 FDUSD | | 2500 DOT | 2,725.59 FDUSD | ## How to swap DOT to FDUSD 1. Open https://ghostswap.io/exchange/dot-fdusd/ and enter the amount of DOT to send. 2. Paste the FDUSD address that should receive the coins. 3. Enter the DOT address you are sending from, then confirm. 4. Send the DOT to the one-time deposit address shown. 5. Receive FDUSD in your wallet and follow the status page with your swap ID. ## Polkadot to FDUSD on BNB Smart Chain DOT is Polkadot's native coin and is used for staking, governance and fees. Since the November 2025 migration, DOT balances are held on Polkadot Asset Hub. FDUSD (First Digital USD) is a US dollar stablecoin, and this pair pays the BEP-20 version on BNB Smart Chain. It suits DOT holders who want a dollar balance on a low-fee EVM chain. The FDUSD goes to their own 0x address, with no account. The DOT deposit is credited in under a minute and BNB Smart Chain settles the FDUSD in seconds, so most swaps finish in 5 to 15 minutes. FDUSD uses the same contract address on BNB Smart Chain and on Ethereum, so the contract alone does not tell you which network a balance is on. Check the network selected in your wallet. FDUSD on Ethereum is a separate coin in the exchange box. ### Tips - Paste a BNB Smart Chain address (0x plus 40 hexadecimal characters) from Trust Wallet, MetaMask or Rabby. A Polkadot address starting with 1 cannot receive FDUSD. - Send transferable DOT on Asset Hub from Nova Wallet, Talisman or SubWallet. Leave enough for the fee and the existential deposit, and enter that address as the refund address. - Put a little BNB in the receiving address. FDUSD cannot pay its own gas on BNB Smart Chain. ### Can I swap DOT to FDUSD without KYC? Yes. A standard swap needs no account, email or ID. Paste your BNB Smart Chain address, check the floating rate and send the DOT from Asset Hub. ### Can I send DOT that is staked or in a nomination pool? Not until it is unbonded. Staked DOT and pooled DOT have an unbonding period before they become transferable, and only the transferable balance can be sent. ## FAQ ### How long does it take to swap DOT to FDUSD on GhostSwap? Most DOT to FDUSD swaps are paid out within 5–15 minutes: the DOT deposit needs under a minute to confirm on Polkadot, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. ### How much is 1 DOT in FDUSD? 1 DOT is worth about 1.1031 FDUSD at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the FDUSD network fee. The minimum for this pair is about 28 DOT. The Polkadot network fee for sending the DOT is paid separately, in DOT. The rate floats with the market until your DOT deposit confirms. ### Can I send DOT straight to my FDUSD address? No. DOT moves on Polkadot and FDUSD on BNB Smart Chain, so DOT can only be sent to a Polkadot address. To swap, send the DOT to the one-time deposit address GhostSwap shows, and the FDUSD is paid to the BNB Smart Chain address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive FDUSD? Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Sending FDUSD to an address on another network can lose the coins. GhostSwap never holds your funds: the FDUSD is sent straight to the address you enter. ### Which FDUSD network does this DOT to FDUSD swap use? The FDUSD you receive is a BEP-20 token on BNB Smart Chain, paid to a BNB Smart Chain address; moving it later costs BNB Smart Chain network fees in BNB. ### What happens if my DOT to FDUSD exchange fails? If a swap cannot be completed, the DOT is refunded to the Polkadot address you entered as the sender address. ## Related - [Reverse: FDUSD to DOT](https://ghostswap.io/exchange/fdusd-dot/) ([Markdown](https://ghostswap.io/exchange/fdusd-dot.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)