# Bitcoin to XRP (BTC to XRP) — no-KYC swap on GhostSwap

> Send Bitcoin (BTC) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Bitcoin to XRP Ledger, with no bridge and no wrapped tokens. Most BTC to XRP swaps finish in 20–60 minutes.

Swap page: https://ghostswap.io/exchange/btc-xrp/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Bitcoin (BTC) |
| You receive | XRP (XRP), XRP Ledger |
| Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger |
| Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in BTC by your wallet |
| Deposit confirmation | 10–30 minutes (1–3 confirmations) on Bitcoin |
| XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds |
| Typical swap time | 20–60 minutes until your XRP is sent |
| Reference rate | 1 BTC ≈ 56,048.05 XRP · 1 XRP ≈ 0.0000178418 BTC (market prices, 2 Oct 2026) |
| Limits | Minimum about 0.00035 BTC. The exact minimum and maximum BTC amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; BTC on mempool.space; XRP on XRPSCAN |
| Reverse swap | [XRP to BTC](https://ghostswap.io/exchange/xrp-btc/) |

## How much XRP you get (quoted 2 Oct 2026, 11:18 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.001 BTC | 55.1899 XRP |
| 0.005 BTC | 276.8082 XRP |
| 0.02 BTC | 1,107.92 XRP |
| 1 BTC | 55,403.69 XRP |

## How to swap BTC to XRP

1. Open https://ghostswap.io/exchange/btc-xrp/ and enter the amount of BTC to send.
2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one).
3. Enter the BTC address you are sending from, then confirm.
4. Send the BTC to the one-time deposit address shown.
5. Receive XRP in your wallet and follow the status page with your swap ID.

## Bitcoin to XRP: what to know before you swap

BTC to XRP swaps Bitcoin into XRP, a fast network used for payments where the ledger closes every few seconds. The XRP is paid to your own XRP address, with no account.

Most of the waiting time is the Bitcoin confirmation; the XRP payout settles within seconds after that.

### Tips

- XRP addresses start with r.
- Receiving to an exchange or shared wallet? Enter its Destination Tag in the Destination Tag field, or the XRP cannot be credited to you.
- A brand-new XRP address must receive at least the network reserve to be activated; normal swap amounts cover this.

### Do I need a Destination Tag?

Only if the receiving address belongs to an exchange or service that asks for one. Personal wallets do not need it.

### Can I swap BTC to XRP without an account?

Yes. Pick BTC and XRP, paste your XRP address (plus tag if needed) and send the Bitcoin.

## FAQ

### How long does it take to swap BTC to XRP on GhostSwap?

Most BTC to XRP swaps finish in 20–60 minutes. Your BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin; after that the XRP is sent to your wallet and XRP Ledger confirms it in a few seconds. Busy networks can add a few minutes.

### How much XRP do I get for 1 BTC?

At 2 Oct 2026, 11:18 UTC, 1 BTC swapped to about 55,403.69 XRP on GhostSwap, after the service fee and the XRP network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### What are the fees for converting Bitcoin to XRP?

The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.

### What wallet should I use to receive XRP?

To receive XRP from your swap, we recommend using Xaman (formerly Xumm), Trust Wallet, or a Ledger hardware wallet. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XRP address?

Use a XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.

### Do I need a Destination Tag to receive XRP?

Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.

### Can I track my BTC to XRP swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on Mempool.space (https://mempool.space) and your incoming XRP on XRPScan (https://xrpscan.com).

### Is it safe to exchange BTC for XRP on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice — XRP Ledger transfers cannot be reversed.

### How does a cross-chain BTC to XRP swap work?

Bitcoin lives on Bitcoin and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your BTC on Bitcoin and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.

### What happens if my BTC to XRP exchange fails?

If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XRP to BTC](https://ghostswap.io/exchange/xrp-btc/) ([Markdown](https://ghostswap.io/exchange/xrp-btc.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
