# BTC to USDC SOL: Bitcoin to USD Coin (Solana) — no-KYC swap on GhostSwap

> Send Bitcoin (BTC) and receive USD Coin (USDC SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. Swapping into USDC SOL locks in a dollar value without selling on a centralized exchange. Most BTC to USDC SOL swaps are paid out within 20–60 minutes.

Swap page: https://ghostswap.io/exchange/btc-usdcsol/
Updated: 2026-10-04

## At a glance

| | |
|---|---|
| You send | Bitcoin (BTC) |
| You receive | USD Coin (USDC SOL), SPL token on Solana |
| Your USDC SOL address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger |
| Deposit network fee | Paid in BTC by your wallet |
| Deposit confirmation | 10–30 minutes (1–3 confirmations) on Bitcoin |
| USDC SOL payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute |
| Typical swap time | 20–60 minutes until your USDC SOL is sent |
| Reference rate | 1 BTC ≈ 85,138.85 USDC SOL · 1 USDC SOL ≈ 0.0000117455 BTC (market prices, 4 Oct 2026) |
| Limits | Minimum about 0.00036 BTC. The exact minimum and maximum BTC amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; BTC on mempool.space; USDC SOL on Solscan |
| Reverse swap | [USDC SOL to BTC](https://ghostswap.io/exchange/usdcsol-btc/) |

## How much USDC SOL you get (quoted 4 Oct 2026, 09:31 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.001 BTC | 83.4029 USDC SOL |
| 0.005 BTC | 419.8927 USDC SOL |
| 0.02 BTC | 1,681.72 USDC SOL |
| 1 BTC | 84,120.90 USDC SOL |

## How to swap BTC to USDC SOL

1. Open https://ghostswap.io/exchange/btc-usdcsol/ and enter the amount of BTC to send.
2. Paste the USDC SOL address that should receive the coins.
3. Enter the BTC address you are sending from, then confirm.
4. Send the BTC to the one-time deposit address shown.
5. Receive USDC SOL in your wallet and follow the status page with your swap ID.

## Bitcoin into Solana USDC for Phantom or Solflare

BTC to USDC (Solana) sells bitcoin for USD Coin that Circle issues natively on Solana as an SPL token. It suits Bitcoin holders who want to lock in a dollar value and then pay, save or use Solana apps with low transfer fees. The USDC is sent to your own Solana wallet, and there is no account.

Almost all of the wait is on the Bitcoin side. The deposit needs 1 to 3 confirmations, usually 10 to 30 minutes, and most swaps finish in 20 to 60 minutes. Send with a normal network fee, because a very low fee can leave the deposit waiting in the mempool. The rate floats, so the USDC amount can move a little while the deposit waits.

### Tips

- Paste a Solana address (32 to 44 base58 characters, no 0x) from Phantom, Solflare or a Ledger. Use the wallet's main address, not a token account copied from an explorer.
- Make sure USDC (Solana) is the receive coin. USDC on Ethereum, BNB Smart Chain, Base and other networks are separate options in the exchange box.
- Send BTC from your own wallet and enter one of its addresses (bc1, 3 or 1) as the refund address.

### Can I sell BTC for USDC on Solana without KYC?

Yes. No account, email or ID is needed for a standard swap. Paste your Solana address, check the floating rate and send the bitcoin.

### How do I recognise real USDC in my Solana wallet?

Circle's USDC on Solana has a mint address starting with EPjFWdd5. Phantom and Solflare list it as USDC automatically. A token with the same name but a different mint is not Circle's USDC.

## FAQ

### How long does it take to swap BTC to USDC SOL on GhostSwap?

Most BTC to USDC SOL swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the USDC SOL is sent to your wallet, and Solana confirms the payout in under a minute.

### How much is 1 BTC in USDC SOL?

At 4 Oct 2026, 09:31 UTC, 1 BTC swapped to about 84,120.90 USDC SOL on GhostSwap, after the service fee. The minimum for this pair is about 0.00036 BTC. The Bitcoin network fee for sending the BTC is paid separately, in BTC. The rate floats with the market until your BTC deposit confirms.

### Can I send BTC straight to my USDC SOL address?

No. BTC moves on Bitcoin and USDC SOL on Solana, so BTC can only be sent to a Bitcoin address. To swap, send the BTC to the one-time deposit address GhostSwap shows, and the USDC SOL is paid to the Solana address you enter, with no bridge or wrapped token.

### What wallet and address do I need to receive USDC SOL?

Use a Solana address from a wallet you control, such as Phantom, Solflare or a Ledger. The address is 32–44 letters and numbers with no 0x prefix. Sending USDC SOL to an address on another network can lose the coins. GhostSwap never holds your funds: the USDC SOL is sent straight to the address you enter.

### What happens if my BTC to USDC SOL exchange fails?

If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address.

## Related

- [Reverse: USDC SOL to BTC](https://ghostswap.io/exchange/usdcsol-btc/) ([Markdown](https://ghostswap.io/exchange/usdcsol-btc.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)