# BTC to USDC BEP20: Bitcoin to USD Coin (BEP20): no-KYC swap on GhostSwap

> Send Bitcoin (BTC) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange. Most BTC to USDC BEP20 swaps are paid out within 20–60 minutes.

Swap page: https://ghostswap.io/exchange/btc-usdcbsc/
Updated: 2026-10-11

## At a glance

| | |
|---|---|
| You send | Bitcoin (BTC) |
| You receive | USD Coin (USDC BEP20), BEP-20 token on BNB Smart Chain |
| Your USDC BEP20 address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby |
| Deposit network fee | Paid in BTC by your wallet |
| Deposit confirmation | 10–30 minutes (1–3 confirmations) on Bitcoin |
| USDC BEP20 payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute |
| Typical swap time | 20–60 minutes until your USDC BEP20 is sent |
| Reference rate | 1 BTC ≈ 83,699.62 USDC BEP20 · 1 USDC BEP20 ≈ 0.0000119475 BTC (market prices, 11 Oct 2026) |
| Limits | Minimum about 0.00036 BTC. The exact minimum and maximum BTC amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; BTC on mempool.space; USDC BEP20 on BscScan |
| Reverse swap | [USDC BEP20 to BTC](https://ghostswap.io/exchange/usdcbsc-btc/) |

## How much USDC BEP20 you get (quoted 11 Oct 2026, 19:43 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.001 BTC | 82.1829 USDC BEP20 |
| 0.005 BTC | 412.2841 USDC BEP20 |
| 0.02 BTC | 1,650.16 USDC BEP20 |
| 1 BTC | 82,523.26 USDC BEP20 |

## How to swap BTC to USDC BEP20

1. Open https://ghostswap.io/exchange/btc-usdcbsc/ and enter the amount of BTC to send.
2. Paste the USDC BEP20 address that should receive the coins.
3. Enter the BTC address you are sending from, then confirm.
4. Send the BTC to the one-time deposit address shown.
5. Receive USDC BEP20 in your wallet and follow the status page with your swap ID.

## Bitcoin to BEP-20 USDC: what Binance-Peg USDC means for you

This pair swaps native bitcoin for USD Coin on BNB Smart Chain. Circle does not issue USDC on BNB Smart Chain itself. The token there is Binance-Peg USDC, issued by Binance and shown on BscScan as Binance-Peg USD Coin. It suits Bitcoin holders who want a dollar balance on a low-fee EVM network for BSC apps or transfers, without an exchange account.

Most of the wait is the Bitcoin deposit. Blocks arrive about every 10 minutes, and 1 to 3 confirmations usually take 10 to 30 minutes. After that, the USDC lands on BNB Smart Chain within a minute, so most swaps finish in 20 to 60 minutes. A deposit sent with a low network fee can wait in the mempool and delay everything.

### Tips

- Paste a BNB Smart Chain address (0x plus 40 hexadecimal characters) from Trust Wallet, MetaMask or Rabby. Keep some BNB there to move the USDC later.
- If you add the token by hand, use the contract 0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d with 18 decimals. USDC on Ethereum uses 6 decimals, so do not copy those settings.
- Send BTC from your own wallet, not an exchange, and enter a Bitcoin address you control (bc1, 3 or 1) as the refund address.

### Can I swap BTC to USDC on BSC without KYC?

Yes. There is no sign-up, email or ID for a standard swap. Enter your BNB Smart Chain address and a Bitcoin refund address, check the floating rate and send the BTC.

### Is BEP-20 USDC the same as USDC on Ethereum?

Both track the US dollar, but they are different tokens on different chains. BEP-20 USDC is Binance-Peg, while USDC on Ethereum is issued by Circle. Choose USDC on Ethereum or Solana as the receive coin if you need USDC issued by Circle.

## FAQ

### How long does it take to swap BTC to USDC BEP20 on GhostSwap?

Most BTC to USDC BEP20 swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.

### How much is 1 BTC in USDC BEP20?

At 11 Oct 2026, 19:43 UTC, 1 BTC swapped to about 82,523.26 USDC BEP20 on GhostSwap, after the service fee. The minimum for this pair is about 0.00036 BTC. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send.

### What are the fees for converting Bitcoin to USD Coin (BEP20)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet.

### What wallet should I use to receive USDC BEP20?

To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the USDC BEP20 address?

Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.

### Can I track my BTC to USDC BEP20 swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming USDC BEP20 on BscScan (https://bscscan.com).

### Is it safe to exchange BTC for USDC BEP20 on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.

### Why swap BTC to USDC BEP20?

Converting Bitcoin to USD Coin (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

### What happens if my BTC to USDC BEP20 exchange fails?

If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: USDC BEP20 to BTC](https://ghostswap.io/exchange/usdcbsc-btc/) ([Markdown](https://ghostswap.io/exchange/usdcbsc-btc.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)