# Bitcoin to USD Coin (BTC to USDC): no-KYC swap on GhostSwap > Send Bitcoin (BTC) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange. Most BTC to USDC swaps are paid out within 20–60 minutes. Swap page: https://ghostswap.io/exchange/btc-usdc/ Updated: 2026-10-11 ## At a glance | | | |---|---| | You send | Bitcoin (BTC) | | You receive | USD Coin (USDC), ERC-20 token on Ethereum | | Your USDC address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in BTC by your wallet | | Deposit confirmation | 10–30 minutes (1–3 confirmations) on Bitcoin | | USDC payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 20–60 minutes until your USDC is sent | | Reference rate | 1 BTC ≈ 83,633.43 USDC · 1 USDC ≈ 0.0000119569 BTC (market prices, 11 Oct 2026) | | Limits | Minimum about 0.00036 BTC. The exact minimum and maximum BTC amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; BTC on mempool.space; USDC on Etherscan | | Reverse swap | [USDC to BTC](https://ghostswap.io/exchange/usdc-btc/) | ## How much USDC you get (quoted 11 Oct 2026, 19:27 UTC, after all fees) | You send | You receive | |---|---| | 0.001 BTC | 81.9556 USDC | | 0.005 BTC | 411.9479 USDC | | 0.02 BTC | 1,649.42 USDC | | 1 BTC | 82,496.35 USDC | ## How to swap BTC to USDC 1. Open https://ghostswap.io/exchange/btc-usdc/ and enter the amount of BTC to send. 2. Paste the USDC address that should receive the coins. 3. Enter the BTC address you are sending from, then confirm. 4. Send the BTC to the one-time deposit address shown. 5. Receive USDC in your wallet and follow the status page with your swap ID. ## Selling bitcoin for USDC on Ethereum without an exchange account BTC to USDC turns bitcoin into USD Coin, Circle's dollar stablecoin, delivered as an ERC-20 token on Ethereum mainnet. People use it to move part of their bitcoin into dollars, to fund Ethereum DeFi or to settle an invoice priced in USDC without selling on a centralized exchange. The USDC goes to the 0x address you enter; there is no account and no wrapped bitcoin involved. Most of the time goes on the bitcoin side, where one to three confirmations usually take 10 to 30 minutes; most swaps take 20 to 60 minutes in all. Pick a fee that targets the next few blocks: an underpaid deposit can stay unconfirmed until fees fall, and the swap cannot start before it confirms. Once the USDC is sent, Ethereum confirms it within a few minutes. ### Tips - The USDC needs an Ethereum address, 0x plus 40 hex characters, from MetaMask, Rabby or a Ledger; a Bitcoin address cannot receive it. - Pay from Sparrow, Electrum or a hardware wallet you control, and use that wallet's Bitcoin address for refunds rather than an exchange's. - Want USDC on Solana or Base instead? Pick that USDC as the receive coin; each network is listed separately and charges its own gas for later transfers. ### Can I sell bitcoin for USDC without KYC? Yes. You do not need an account, email or ID for a standard swap. Paste your Ethereum address, check the floating rate shown before you send and transfer the BTC; if the swap cannot complete, the BTC is refunded to your Bitcoin sender address. ### Will I receive exactly the USDC amount shown? Not always. The rate is floating, so the final amount follows the market until your swap is processed, and with Bitcoin's confirmation time it can end up slightly higher or lower than the estimate. Network fees are already allowed for in the estimate. ## FAQ ### How long does it take to swap BTC to USDC on GhostSwap? Most BTC to USDC swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes. ### How much is 1 BTC in USDC? At 11 Oct 2026, 19:27 UTC, 1 BTC swapped to about 82,496.35 USDC on GhostSwap, after the service fee. The minimum for this pair is about 0.00036 BTC. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Bitcoin to USD Coin? The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet. ### What wallet should I use to receive USDC? To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDC address? Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins. ### Can I track my BTC to USDC swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming USDC on Etherscan (https://etherscan.io). ### Is it safe to exchange BTC for USDC on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed. ### Why swap BTC to USDC? Converting Bitcoin to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my BTC to USDC exchange fails? If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDC to BTC](https://ghostswap.io/exchange/usdc-btc/) ([Markdown](https://ghostswap.io/exchange/usdc-btc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)