# Bitcoin to First Digital USD (BTC to FDUSD) — no-KYC swap on GhostSwap > Send Bitcoin (BTC) and receive First Digital USD (FDUSD, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into FDUSD locks in a dollar value without selling on a centralized exchange. Most BTC to FDUSD swaps are paid out within 20–60 minutes. Swap page: https://ghostswap.io/exchange/btc-fdusd/ Updated: 2026-10-03 ## At a glance | | | |---|---| | You send | Bitcoin (BTC) | | You receive | First Digital USD (FDUSD), BEP-20 token on BNB Smart Chain | | Your FDUSD address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in BTC by your wallet | | Deposit confirmation | 10–30 minutes (1–3 confirmations) on Bitcoin | | FDUSD payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 20–60 minutes until your FDUSD is sent | | Reference rate | 1 BTC ≈ 84,741.40 FDUSD · 1 FDUSD ≈ 0.0000118006 BTC (market prices, 3 Oct 2026) | | Limits | Minimum about 0.00036 BTC. The exact minimum and maximum BTC amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; BTC on mempool.space; FDUSD on BscScan | | Reverse swap | [FDUSD to BTC](https://ghostswap.io/exchange/fdusd-btc/) | ## How much FDUSD you get (quoted 3 Oct 2026, 01:54 UTC, after all fees) | You send | You receive | |---|---| | 0.001 BTC | 83.0129 FDUSD | | 0.005 BTC | 417.2905 FDUSD | | 0.02 BTC | 1,670.83 FDUSD | | 1 BTC | 83,566.02 FDUSD | ## BTC to FDUSD rate history (market rate, before fees) Over the last 30 days, 1 BTC was worth between 75,644.48 and 86,810.00 FDUSD at the market rate, 80,824.72 FDUSD on average, and the rate moved +12.17%. | Period | Low (FDUSD) | High (FDUSD) | Average (FDUSD) | Change | |---|---|---|---|---| | 24h | 83,476.04 | 86,810.00 | 85,270.78 | +3.92% | | 7d | 82,666.01 | 86,810.00 | 84,094.81 | +3.20% | | 30d | 75,644.48 | 86,810.00 | 80,824.72 | +12.17% | FDUSD per 1 BTC. Market rate from 15-minute (24 hours), hourly (7 days) and 4-hourly (30 days) samples up to 2 Oct 2026, 13:11 UTC and the current reference rate, before fees. ## How to swap BTC to FDUSD 1. Open https://ghostswap.io/exchange/btc-fdusd/ and enter the amount of BTC to send. 2. Paste the FDUSD address that should receive the coins. 3. Enter the BTC address you are sending from, then confirm. 4. Send the BTC to the one-time deposit address shown. 5. Receive FDUSD in your wallet and follow the status page with your swap ID. ## Bitcoin to FDUSD: a dollar balance on BNB Smart Chain First Digital USD (FDUSD) is a US dollar stablecoin issued by the First Digital group, which says it is backed by cash and short-term US Treasury bills. It circulates on several networks; this pair pays the BEP20 token on BNB Smart Chain. BTC to FDUSD is for Bitcoin holders who want a dollar-pegged balance on BNB Chain in their own wallet, with no account. Expect most of the wait on the Bitcoin side, where the deposit needs 1 to 3 confirmations, usually 10 to 30 minutes. The FDUSD payout is a BEP20 transfer that BNB Smart Chain confirms within seconds, so most swaps finish in 20 to 60 minutes. If you plan to send the FDUSD on to an exchange, first check that it accepts FDUSD on BNB Smart Chain. ### Tips - Paste a BNB Smart Chain address (0x plus 40 hexadecimal characters) from Trust Wallet, MetaMask or Rabby. If FDUSD does not appear, add it as a token on BNB Smart Chain. - FDUSD on Ethereum (ERC20) is a separate coin in the exchange box. Pick it as the receive coin only if you want the payout on Ethereum. - FDUSD cannot pay its own gas, so keep a little BNB in the receiving wallet to move it later. Enter your BTC sending address as the refund address. ### Can I swap BTC to FDUSD without KYC? Yes. No account, email or ID is needed for a standard swap. Enter a BNB Smart Chain address for the FDUSD, check the floating rate and send the BTC. ### Is FDUSD the same as USDT or USDC? No. All three aim to track the US dollar, but each has its own issuer and reserves. USDT and USDC on BNB Smart Chain are separate coins in the exchange box. ## FAQ ### How long does it take to swap BTC to FDUSD on GhostSwap? Most BTC to FDUSD swaps are paid out within 20–60 minutes: the BTC deposit needs 10–30 minutes (1–3 confirmations) to confirm on Bitcoin, then the FDUSD is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 BTC in FDUSD? At 3 Oct 2026, 01:54 UTC, 1 BTC swapped to about 83,566.02 FDUSD on GhostSwap, after the service fee. The minimum for this pair is about 0.00036 BTC. The rate floats with the market until your BTC deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Bitcoin to First Digital USD? The GhostSwap fee is already included in the rate in the exchange box, so the FDUSD amount you see is what you receive. On top of that, the Bitcoin network fee for your deposit is paid in BTC by your wallet. ### What wallet should I use to receive FDUSD? To receive First Digital USD from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your FDUSD address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the FDUSD address? Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending FDUSD to an address on another network can lose the coins. ### Can I track my BTC to FDUSD swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your BTC payment on mempool.space (https://mempool.space) and your incoming FDUSD on BscScan (https://bscscan.com). ### Is it safe to exchange BTC for FDUSD on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your BTC deposit is converted and the FDUSD is sent straight to the BNB Smart Chain address you enter, so check that address twice — BNB Smart Chain transfers cannot be reversed. ### Why swap BTC to FDUSD? Converting Bitcoin to First Digital USD moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my BTC to FDUSD exchange fails? If a swap cannot be completed, the BTC is refunded to the Bitcoin address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: FDUSD to BTC](https://ghostswap.io/exchange/fdusd-btc/) ([Markdown](https://ghostswap.io/exchange/fdusd-btc.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)