# BNB to XRP (BNB to XRP) — no-KYC swap on GhostSwap

> Send BNB on BNB Smart Chain and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from BNB Smart Chain to XRP Ledger, with no bridge and no wrapped tokens. Most BNB to XRP swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/bnbbsc-xrp/
Updated: 2026-10-04

## At a glance

| | |
|---|---|
| You send | BNB (BNB), BNB Smart Chain |
| You receive | XRP (XRP), XRP Ledger |
| Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger |
| Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in BNB by your wallet |
| Deposit confirmation | Under a minute on BNB Smart Chain |
| XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds |
| Typical swap time | 5–15 minutes until your XRP is sent |
| Reference rate | 1 BNB ≈ 525.8926 XRP · 1 XRP ≈ 0.001902 BNB (market prices, 4 Oct 2026) |
| Limits | Minimum about 0.039 BNB. The exact minimum and maximum BNB amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; BNB on BscScan; XRP on XRPSCAN |
| Reverse swap | [XRP to BNB](https://ghostswap.io/exchange/xrp-bnbbsc/) |

## How much XRP you get (quoted 4 Oct 2026, 04:29 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.1 BNB | 51.8738 XRP |
| 0.5 BNB | 259.5271 XRP |
| 1 BNB | 519.0851 XRP |
| 2.5 BNB | 1,297.69 XRP |

## How to swap BNB to XRP

1. Open https://ghostswap.io/exchange/bnbbsc-xrp/ and enter the amount of BNB to send.
2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one).
3. Enter the BNB address you are sending from, then confirm.
4. Send the BNB to the one-time deposit address shown.
5. Receive XRP in your wallet and follow the status page with your swap ID.

## BNB to XRP: from an EVM wallet to an XRP Ledger account

BNB to XRP takes BNB from BNB Smart Chain and pays native XRP on the XRP Ledger, a network built for fast payments with its own built-in exchange. It suits people who want XRP in a self-custody wallet such as Xaman rather than as a token on an EVM chain. You get the XRP at the r-address you enter, and no account is needed.

Your BNB deposit is credited in under a minute and the XRP payment is validated a few seconds after it is sent, so most swaps finish in 5 to 15 minutes. A validated XRP Ledger payment is final, so there are no further confirmations to wait for once the XRP shows in your wallet. The account keeps a base reserve, plus a small owner reserve for every trust line or open offer, so the spendable balance is always a little below the total.

### Tips

- Paste an XRP address from Xaman or a Ledger: it starts with r and is 25 to 35 characters long. A 0x address cannot receive XRP.
- Pay with BNB on BNB Smart Chain from a wallet you hold the keys to, such as Trust Wallet or MetaMask; its 0x address is the refund address.
- Sending to an exchange account? Put the exchange's Destination Tag in the tag field exactly as given; a personal wallet leaves it empty.

### Can I swap BNB to XRP without KYC?

Yes. Standard swaps are done without an account, email or ID. Paste your XRP address, check the floating rate shown before you send and transfer the BNB; any refund is paid in BNB to the 0x address you sent from.

### Can I get XRP on BNB Smart Chain instead?

Only as a different coin. Ripple BSC in the coin list is a Binance-Peg token held at a 0x address and paid for with BNB gas, not XRP on the XRP Ledger, so turning it into native XRP later takes another swap.

## FAQ

### How long does it take to swap BNB to XRP on GhostSwap?

Most BNB to XRP swaps are paid out within 5–15 minutes: the BNB deposit needs under a minute to confirm on BNB Smart Chain, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds.

### How much is 1 BNB in XRP?

At 4 Oct 2026, 04:29 UTC, 1 BNB swapped to about 519.0851 XRP on GhostSwap, after the service fee. The minimum for this pair is about 0.039 BNB. The BNB Smart Chain network fee for sending the BNB is paid separately, in BNB. The rate floats with the market until your BNB deposit confirms.

### Can I send BNB straight to my XRP address?

No. BNB moves on BNB Smart Chain and XRP on XRP Ledger, so BNB can only be sent to a BNB Smart Chain address. To swap, send the BNB to the one-time deposit address GhostSwap shows, and the XRP is paid to the XRP Ledger address you enter, with no bridge or wrapped token.

### What wallet and address do I need to receive XRP?

Use an XRP Ledger address from a wallet you control, such as Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). The address starts with r. A Destination Tag is only needed if the XRP goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XRP is sent straight to the address you enter.

### What happens if my BNB to XRP exchange fails?

If a swap cannot be completed, the BNB is refunded to the BNB Smart Chain address you entered as the sender address.

## Related

- [Reverse: XRP to BNB](https://ghostswap.io/exchange/xrp-bnbbsc/) ([Markdown](https://ghostswap.io/exchange/xrp-bnbbsc.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)