# Cosmos to Tezos (ATOM to XTZ) — no-KYC swap on GhostSwap

> Send Cosmos (ATOM) on Cosmos Hub and receive Tezos (XTZ) in your own wallet, with no account and no KYC. It is a cross-chain swap from Cosmos Hub to Tezos, with no bridge and no wrapped tokens. Most ATOM to XTZ swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/atom-xtz/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Cosmos (ATOM), Cosmos Hub |
| You receive | Tezos (XTZ) |
| Your XTZ address | Tezos address that starts with tz1, tz2 or tz3. Wallets: Temple or Kukai |
| Deposit Memo | If the deposit screen shows a Memo for your ATOM, include it exactly. |
| Deposit network fee | Paid in ATOM by your wallet |
| Deposit confirmation | Under a minute on Cosmos Hub |
| XTZ payout | Sent to your address as soon as the swap completes; Tezos confirms it in a few minutes |
| Typical swap time | 5–15 minutes until your XTZ is sent |
| Reference rate | 1 ATOM ≈ 5.3489 XTZ · 1 XTZ ≈ 0.186956 ATOM (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum ATOM amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; ATOM on Mintscan; XTZ on TzKT |
| Reverse swap | [XTZ to ATOM](https://ghostswap.io/exchange/xtz-atom/) |

## How to swap ATOM to XTZ

1. Open https://ghostswap.io/exchange/atom-xtz/ and enter the amount of ATOM to send.
2. Paste the XTZ address that should receive the coins.
3. Enter the ATOM address you are sending from, then confirm.
4. Send the ATOM to the one-time deposit address shown.
5. Receive XTZ in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap ATOM to XTZ on GhostSwap?

Most ATOM to XTZ swaps finish in 5–15 minutes. Your ATOM deposit needs under a minute to confirm on Cosmos Hub; after that the XTZ is sent to your wallet and Tezos confirms it in a few minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange ATOM to XTZ?

No. GhostSwap has no accounts: you paste the Tezos address that should receive the XTZ, send ATOM from your own wallet, and the XTZ goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Cosmos to Tezos?

The GhostSwap fee is already included in the rate in the exchange box, so the XTZ amount you see is what you receive. On top of that, the Cosmos Hub network fee for your deposit is paid in ATOM by your wallet.

### What wallet should I use to receive XTZ?

To receive Tezos from your swap, we recommend using Temple or Kukai. Make sure your wallet supports the Tezos network before starting the exchange. Double-check your XTZ address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XTZ address?

Use a Tezos address: it starts with tz1, tz2 or tz3. Copy it from your wallet and paste it; never type it by hand.

### Can I track my ATOM to XTZ swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ATOM payment on Mintscan (https://www.mintscan.io/cosmos) and your incoming XTZ on TzKT (https://tzkt.io).

### Is it safe to exchange ATOM for XTZ on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your ATOM deposit is converted and the XTZ is sent straight to the Tezos address you enter, so check that address twice — Tezos transfers cannot be reversed.

### How does a cross-chain ATOM to XTZ swap work?

Cosmos lives on Cosmos Hub and Tezos on Tezos, two separate blockchains. Instead of a bridge, GhostSwap takes your ATOM on Cosmos Hub and pays native XTZ on Tezos, so you never hold a wrapped token or pay bridge fees.

### What happens if my ATOM to XTZ exchange fails?

If a swap cannot be completed, the ATOM is refunded to the Cosmos Hub address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XTZ to ATOM](https://ghostswap.io/exchange/xtz-atom/) ([Markdown](https://ghostswap.io/exchange/xtz-atom.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)