# Algorand to Monero (ALGO to XMR) — no-KYC swap on GhostSwap

> Send Algorand (ALGO) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ALGO history. Most ALGO to XMR swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/algo-xmr/
Updated: 2026-10-03

## At a glance

| | |
|---|---|
| You send | Algorand (ALGO) |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit network fee | Paid in ALGO by your wallet |
| Deposit confirmation | Under a minute on Algorand |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 5–15 minutes until your XMR is sent |
| Reference rate | 1 ALGO ≈ 0.000240 XMR · 1 XMR ≈ 4,168.64 ALGO (market prices, 3 Oct 2026) |
| Limits | Minimum about 230 ALGO. The exact minimum and maximum ALGO amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; ALGO on Allo |
| Reverse swap | [XMR to ALGO](https://ghostswap.io/exchange/xmr-algo/) |

## How much XMR you get (quoted 3 Oct 2026, 14:15 UTC, after all fees)

| You send | You receive |
|---|---|
| 1000 ALGO | 0.234946 XMR |
| 5000 ALGO | 1.1770 XMR |
| 25000 ALGO | 5.8833 XMR |

## How to swap ALGO to XMR

1. Open https://ghostswap.io/exchange/algo-xmr/ and enter the amount of ALGO to send.
2. Paste the XMR address that should receive the coins.
3. Enter the ALGO address you are sending from, then confirm.
4. Send the ALGO to the one-time deposit address shown.
5. Receive XMR in your wallet and follow the status page with your swap ID.

## Algorand to Monero: taking ALGO off a public ledger

ALGO to XMR suits Algorand holders who want part of their balance out of public view. Every Algorand payment and account balance can be looked up on explorers such as Allo or Pera Explorer. Monero hides the sender, the receiver and the amount by default, and GhostSwap makes the swap with no account or ID.

Algorand blocks are final within seconds and the chain does not fork, so the ALGO deposit is credited soon after you send it. Most of the waiting is on the Monero side: received XMR needs about 10 confirmations, roughly 20 minutes, before your wallet shows it as spendable.

### Tips

- Paste a Monero address from Feather, Cake Wallet or Monero GUI: 95 characters, starting with 4 for a primary address or 8 for a subaddress. A new subaddress for each swap keeps your receipts unlinked.
- Send ALGO from your own Pera or Defly account and enter that 58-character address as the refund address.
- Algorand keeps a minimum balance in every account, and it grows with each asset you have opted into. Leave a little ALGO behind instead of sending your full balance.

### Can I swap ALGO to XMR without KYC or an account?

Yes. A standard swap needs no account, email or ID. Paste your Monero address, check the floating rate and send the ALGO from your own Pera or Defly account rather than from an exchange.

### Do I need a note or payment ID on either side?

No. The ALGO deposit uses a plain address with no note, and Monero needs no payment ID when you receive to a normal address or subaddress.

## FAQ

### How long does it take to swap ALGO to XMR on GhostSwap?

Most ALGO to XMR swaps are paid out within 5–15 minutes: the ALGO deposit needs under a minute to confirm on Algorand, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### How much XMR do I get for 25,000 ALGO?

At 3 Oct 2026, 14:15 UTC, 25,000 ALGO swapped to about 5.8833 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### What are the fees for converting Algorand to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Algorand network fee for your deposit is paid in ALGO by your wallet.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

### Can I track my ALGO to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ALGO payment on Allo (https://allo.info).

### Is it safe to exchange ALGO for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your ALGO deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice — Monero transfers cannot be reversed.

### Can my ALGO to XMR swap be traced?

Your ALGO transaction to GhostSwap is visible on the Algorand blockchain since Algorand is transparent — transactions are public on Allo. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping ALGO to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

### How does a cross-chain ALGO to XMR swap work?

Algorand lives on Algorand and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your ALGO on Algorand and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.

### What happens if my ALGO to XMR exchange fails?

If a swap cannot be completed, the ALGO is refunded to the Algorand address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XMR to ALGO](https://ghostswap.io/exchange/xmr-algo/) ([Markdown](https://ghostswap.io/exchange/xmr-algo.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)