# Algorand to USD Coin (ALGO to USDC) — no-KYC swap on GhostSwap > Send Algorand (ALGO) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange. Most ALGO to USDC swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/algo-usdc/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Algorand (ALGO) | | You receive | USD Coin (USDC), ERC-20 token on Ethereum | | Your USDC address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in ALGO by your wallet | | Deposit confirmation | Under a minute on Algorand | | USDC payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 5–15 minutes until your USDC is sent | | Reference rate | 1 ALGO ≈ 0.126013 USDC · 1 USDC ≈ 7.9357 ALGO (market prices, 2 Oct 2026) | | Limits | Minimum about 240 ALGO. The exact minimum and maximum ALGO amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; ALGO on Allo; USDC on Etherscan | | Reverse swap | [USDC to ALGO](https://ghostswap.io/exchange/usdc-algo/) | ## How much USDC you get (quoted 2 Oct 2026, 22:57 UTC, after all fees) | You send | You receive | |---|---| | 1000 ALGO | 123.8990 USDC | | 5000 ALGO | 620.2002 USDC | | 25000 ALGO | 3,102.07 USDC | ## How to swap ALGO to USDC 1. Open https://ghostswap.io/exchange/algo-usdc/ and enter the amount of ALGO to send. 2. Paste the USDC address that should receive the coins. 3. Enter the ALGO address you are sending from, then confirm. 4. Send the ALGO to the one-time deposit address shown. 5. Receive USDC in your wallet and follow the status page with your swap ID. ## Algorand to USDC on Ethereum: leaving ALGO for ERC20 dollars ALGO to USDC swaps Algorand into Circle's USD Coin on Ethereum. USDC also exists natively on Algorand, but this pair pays the ERC-20 version, which suits people who want dollars for Ethereum DeFi or for a service that only accepts USDC on Ethereum. The USDC is paid to a 0x address, so you need an Ethereum wallet as well as your Algorand one. Algorand blocks take under 3 seconds and are final as soon as they are added, so the ALGO deposit counts almost at once and most swaps finish in 5 to 15 minutes. Algorand also keeps a minimum balance on every account, which grows with each asset the account has opted into, so you cannot send the full balance. Your wallet shows what is spendable. ### Tips - The USDC needs an Ethereum address (0x and 40 hex characters); an Algorand address cannot receive ERC-20 USDC. - Send from Pera, Defly or another Algorand wallet you control, and give its 58-character address as the refund address. - If the USDC goes to an exchange account, check that it accepts USDC on the Ethereum (ERC20) network; an Algorand USDC deposit address will not work. ### Can I swap ALGO for USDC without KYC? Yes, a standard ALGO swap needs no sign-up, email or ID. Paste your Ethereum address, check the floating rate shown before you send and transfer the ALGO. If the swap cannot complete, the ALGO is refunded to your Algorand sender address. ### Do I need a note or memo to send ALGO? No. Algorand payments have an optional note field, but GhostSwap's ALGO deposit does not need one. Send the ALGO as a plain payment to the address shown on the deposit screen. ## FAQ ### How long does it take to swap ALGO to USDC on GhostSwap? Most ALGO to USDC swaps are paid out within 5–15 minutes: the ALGO deposit needs under a minute to confirm on Algorand, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes. ### How much is 1 ALGO in USDC? 1 ALGO is worth about 0.126013 USDC at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The minimum for this pair is about 240 ALGO. The rate floats with the market until your ALGO deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting Algorand to USD Coin? The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Algorand network fee for your deposit is paid in ALGO by your wallet. ### What wallet should I use to receive USDC? To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the USDC address? Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins. ### Can I track my ALGO to USDC swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ALGO payment on Allo (https://allo.info) and your incoming USDC on Etherscan (https://etherscan.io). ### Is it safe to exchange ALGO for USDC on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your ALGO deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed. ### Why swap ALGO to USDC? Converting Algorand to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my ALGO to USDC exchange fails? If a swap cannot be completed, the ALGO is refunded to the Algorand address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDC to ALGO](https://ghostswap.io/exchange/usdc-algo/) ([Markdown](https://ghostswap.io/exchange/usdc-algo.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)